Up until a few years ago, Jen Sincero, author of » You Are a Badass at Making Money, » would have agreed that she was the last person you should go to for money advice. As a year-old freelance writer living in a converted garage and barely making enough maknig to scrape by, she wasn’t exactly the poster child for financial success. However, that all changed once she monney decided to get serious about her financial situation, especially the way she thought about money and the way she dealt with it on a daily basis. Fast forward to a few years later when Sincero became a New York Times-bestselling author and there’s no doubt that the changes she made have paid off in a big way. Though this book is mostly about mastering your money mindset, there are a few practical tips that anyone can employ, no matter where you are yoou your financial journey. If you don’t have them already, Sincero says that you have to get clear on your financial goals before you can do anything else to grow your wealth. By that, she means so much more than just picking a number that would be nice to see in your bank account. To her, setting financial goals means getting clear on why you want the money, what you intend to spend it on, and how great it will feel once you finally have it in your possession. The more specific you can get with these details, the better — like saving up for a down payment on a house, getting out of credit card debtor taking that bucket-list vacation. These goals are meant to give you something concrete to work towards and an incentive to keep making changes in your life, even when those changes feel uncomfortable. Sincero is the first to admit badasw changing your money mindset is not easy, but she believes that when you have a few firm goals in mind — especially ones that you want more than the comfort of your old behavior patterns — you can overcome just about any obstacle.
