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According to a Gallup surveythe average American credit card holder has 3. Tack a line of credit, car loan or student debt onto your string of credit card bills, and you can see why debt consolidation looks like a viable resolution. Tread carefully, the experts say, or comsolidation could end up in more financial trouble. Here are six common debt consolidation mistakes consumers make and how to steer clear of. Face them head on and get professional help in retracing your steps. A credit counselor, money coach or financial adviser can comb over your spending and help you identify trends.

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